United Nations
Information Centre | Nepal
Savings and Credit Associations and Remittances: The case of Far West Nepalese Labour Migrants in Delhi, India
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Over the past decades, Nepal has witnessed a significant increase in outward migration. Remittances into the country have increased accordingly. Caused by poverty and inequality, labour migration is the most important economic support for Far West Nepal. It is practised by all castes. In understanding the development of the region, migration has to be taken as code of practice rather than the exception.
Migration to Delhi is an important fact of life for people in Far West Nepal. Migrants invest their savings in financial self- help associations. Part of these savings are remitted back home. Yet the infrastructure for remittances is sub-optimal, so migrants carry their savings back home. In light of the worsening political situation in Far West Nepal, the risks of this hand-carry system are increasing. This paper explores the issues related to migration between Far West Nepal and Delhi, migrants’ participation in financial self- help associations, and the impact that these systems have on remittance patterns.
ILO ,   (2003 )
Type / Script:
Progress Report in English
Thematic Group:
 ILO : International Labor & Labor
12.06.00  -  Special Categories Of Workers
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