United Nations
Information Centre | Nepal
Managing Risks and Designing Products for Agricultural Microfinance
PDF File Size: 389 KB | Download   
Globally, 1.2 billion people are extremely poor (surviving on less than USD a day), and three quarters live in rural areas. Poverty is predominantly a rural phenomenon. Extremely poor people spend more than half of their income to obtain (or produce) staple foods, which account for more than two thirds of their caloric intake. Most of these people suffer from nutritional deficiencies, and many go hungry at certain times of the year. In recent years, development agencies and national governments have renewed their commitment to reducing poverty, hunger and other human deprivations, as evidenced by the Millennium Development Goals. Among other objectives, the goals aim to halve the proportion of people living on less than USD 1 a day by 2015 (from the starting level of 1990). That means cutting the share of extremely poor people in low- and middle-income countries from 28 to 14%. The goals also call for halving the proportion of people suffering from hunger by 2015. The analysis here has found that successful agricultural microfinance lenders rely on various combinations of these features to mitigate the risks associated with lending to farming households, although in no experience were all ten features present. In fact, this paper does not suggest that, to be successful in agricultural microfinance, all ten should to be present, just that a substantial number of them seem to contribute to a well-performing portfolio, in diverse combinations, in a variety of circumstances.
#ManagingRisks #Agriculture #Microfinance #AgriculturalMicrofinance
Publisher:
CGAP, IFAD ,   (2006 )
Type / Script:
Publication in English
Keywords:
AGRICULTURE, AGRICULTURAL PRODUCTION, RISK MANAGEMENT, MICRO-ECONOMICS, RESEARCH, RURAL POVERTY, MALNUTRITION, RURAL AREAS, AGRICULTURAL CREDIT, BANKS, FINANCE, COMMUNITY DEVELOPMENT, DEVELOPMENT PROJECTS, FARM MANAGEMENT, AGRIBUSINESS, FLOODS, COMMUNICATION TECHNOLOGY, AFFORESTATION, PRODUCER-CONSUMER GROUPS, FERTILIZATION, INVESTMENTS, LOANS, AGRICULTURAL RESOURCES, TEMPERATURE, FINANCIAL INSTITUTIONS, MICROCREDIT
Thematic Group:
 IFAD : International Fund for Agricultural Development
Thesaurus:
04.01.01  -  Agricultural Economics And Policy; Rural Sociology
Reference Link:
** This document has been:
628  times viewed
4  times downloaded.
Feeder: ALISHATHAPALIYA , Editor: SANJIYA SHRESTHA , Auditor:

View Document History
Related Topics
President’s Report: Proposed Grants To The Republic Of Nepal For Adaptation For Smallholders In Hilly Areas Project (ASHA)
Country Strategic Opportunities Programme (COSOP) - IFAD Nepal 2013-2018
Access To Finance (A2F) officially starting in Nepal
IOE Independent Office of Evaluation 2003-2013: Accountability and Learning for Better Rural Livelihoods (Number 24, May 2013)
60 Years 1951-2011: Nepal-FAO Cooperation for a World without Hunger
Nepal Country Strategic Opportunities Programme
IFAD to Support Loan and Grant to Enhance Sustainable Agricultural Growth in Nepal
UNNATI : Access To Finance ( A2F ) Project
The Agriculture Sectors in the Intended Nationally Determined Contributions: Analysis
Policy Brief Civil Society collaboration in measuring impact of adaptation investments: the case of agriculture in Nepal
Articulating and Mainstreaming Agricultural Trade Policy and Support Measures-Policy Brief 6 – Highlights of the country case study – Nepal
Nepal Country Programme Evaluation - Alleviating Rural Poverty in a Fragile Environment
Trends In Sustainable Development: Agriculture, Rural Development, Land, Desertification And Drought: (2008-2009)
Biosecurity Status of Food and Agriculture in Nepal
Building Food And Nutrition Security Through Sustainable Agricultural Development
Crop Situation Update - Joint Assessment Mission of 2013 Summer Crops and Outlook of 2013/14 Winter Crops
Nepal Agriculture Policy And Strategies For Poverty Alleviation And Food Security
BOOSTING FOOD SECURITY THROUGH DEVELOPMENT OF CLIMATE-RESILIENT AGRICULTURE IN NEPAL
A Report on Review of Government Rules and Regulations for the Implementation of Micro-infrastructure Projects
Tool for Assessment of Cooperatives for Wholesale Lending
Employment Expansion through Cottage Industries in Nepal: Potentials and Constraints
STATEMENT OF MS LAXMI MENON, Head of IFAD's Corporate Service Department NATIONAL ROUNDTABLE WORKSHOP NEPAL COUNTRY PROGRAMME EVALUATION Kathmandu, 23 January 2013
Gender In Agriculture Sourcebook
Bio-Engineering Practices To Control Erosion Of River Embankments In Nepal
Digital Finance Product Concepts For Central and Eastern Nepal
Strengthening of Community Seed Production Groups (CSPG) in Nepal
Kisankalagi Unnat Biu-Bijan Karyakram (Improved Seeds for Farmers Programme)
Managing climate risks and adapting to climate change in the agriculture sector in Nepal
Impact brief: High-Value Agriculture Project in Hill and Mountain Areas
Engagement with Indigenous Peoples: Policy
World Programme For The Census Of Agriculture 2020: VOLUME 1 Programme, Concepts And Definitions
Seminar and workshop report on micro-insurance - Nepal, 20-22 June 2000
National Aquaculture Sector Overview Nepal
Zero Hunger: The Heart of the 2030 Agenda
Potential Development Interventions for Fisheries and Aquaculture in Nepal
Nepal Agricultural Policy and Strategies for Poverty Alleviation and Food Security
Nepal and FAO- Building food and nutrition security through sustainable agricultural development
Addressing Rural Youth Migration at its Root Causes: A Conceptual Framework
Support to Financial inclusion in Nepal - 2014 - 2018- Through the "Access to finance" (A2F)
Food Insecurity Worsens In Nepal
Investigating the Structure, Magnitude and Trends of Capital Formation in and for Agriculture: Country Case Study of Nepal
Nepal Rastra Bank Enhancing Access To Financial Services (EAFS) Project
Scaling Up Results In Land Tenure Security
Nepal Update July 2016
Accelerating Progress Towards the Economic Empowerment of Rural Women
Poverty, Livestock and Household Typologies in Nepal - ESA Working Paper No. 04-15
Market Watch 19 - October 2009
Validated Technologies For Rice-based Systems of the Churia and Middlle Hills-Nepal
Agricultural Policy And Strategies For Poverty Alleviation And Food Security-NEPAL
Climate Change and Agrobiodiversity in Nepal: Opportunities to include agrobiodiversity maintenance to support Nepal’s National Adaptation Programme of Action (NAPA)
Proposed Loan and Grant to the Government of Nepal for the High-Value Agriculture Project in Hill and Mountain Areas
Nepal and FAO : Building Food and Nutrition Security through Sustainable Agricultural Development
Post-2015 And SDGs: Nourishing People, Nurturing The Planet (May 2015)
Agricultural development and agrarian structure in Nepal (Working Paper)
Trends and Drivers of Poverty Reduction in Nepal
High Value Agriculture Project in Hill and Mountain Areas (HVAP)
Promoting Agriculture, Health, and Alternative Livelihoods (PAHAL)
Nepal-FAO Cooperation For a World Without Hunger (October 2011)
High Value Agriculture Project in Hill and Mountain Areas -Mid-term Review Report
Nepal Earthquake Executive Brief 30 April 2015
Reducing Distress Migration Through Decent Rural Employment
Micro Enterprises Development for Poverty Alleviation -Volume 2
A Document of the International Fund for Agricultural Development
Field Activities: Integrated Pesticide Management In Mustang (April 2015, Mustang)
Biosecurity Status of Food and Agriculture in Nepal
Mainstreaming Ecosystem Services and Biodiversity into Agricultural Production and Management in East Africa
ACCESS TO FINANCIAL SERVICES PROJECT: ENHANCING ACCESS TO FINANCIAL SERVICES (EAFS)
Nepal and FAO: Building food and nutrition security through sustainable agricultural development
Digital Finance Product Concepts for Western Nepal
Breaking New Ground Leasehold Forestry in Nepal (February 2004)
Nepal Rastra Bank Enhancing Access to Financial Services (EAFS) Project
(Wrong File) Nepal: Poverty Alleviation Project In Western Terai
ASHA: Adaptation For Smallholders In Hilly Areas - Final Project Design Report
Technical Cooperation Programme - Strengthening Capacities for Disaster Prevention and Preparedness and Climate Risk Management in the Agricultural Sector
Building Resilience to Landslides Through Support for Community-Based Rehabilitation and Mitigation Actions and the Establishment of Early Warning Systems in Nepal
FAO Statistical Yearbook 2013- World Food and Agriculture
Digital Financial Services in Nepal - Scaling Up Digital Financial Services In Rural Areas
Crop Situation Update: A joint assessment of 2014/15 Winter Crops
FAO Nepal Flash Appeal - 19 June 2015
High Value Agriculture Project in Hill and Mountain Areas- Nepal
Press Release of FAO Representation in Nepal (3 March, 2015)
Participatory Varietal Selection: Short Duration legume Crops For Rainfed Rabi In India and Nepal
Public-Private Partnerships for Agribusines Development
Building Resilience to Landslides through Support for Community-Based Rehabilitation and Mitigation Actions and the Establishment of Early Warning Systems in Nepal (OSRO/NEP/602/USA)
Tunnel Farming For Off-Season Vegetable Cultivation In Nepal
Micro Enterprises Development for Poverty Alleviation -Volume 2
Technical Assistance for Leasehold Forestry and Livestock Programme
“Nearly One-Quarter of the Population Lives on Less than USD 1 per Day”
Enabling Poor Rural People To Overcome Poverty In Nepal
IFAD Signs US$ 7.6 Million Loan And US$ 7.6 Million Grant For High - Value Agriculture Project In Nepal
Key Findings From The Agricultural Livelihoods Impact Appraisal (June 2015)
Press Release of FAO Representation in Nepal (December 2014)
Food Security Bulletin (July - August 2004)
Food Security Bulletin (May-June 2004)
Nepal and FAO Achievements and Success Stories
Food Security Dimensions at the National Level
THE KINGDOM OF NEPAL - Training for Rural Gainful Activities
CleanStart Detailed Business Plan – Nepal
Report Of The International Fund For Agricultural Development
Nepal and FAO: Building food and nutrition security through sustainable agricultural development
100 result(s) found.