United Nations
Information Centre | Nepal
Potential Agents in Nepal
PDF File Size: 9.19 MB | Download   
In Nepal, numerous financial institutions in a variety of forms—such as banks, savings and credit co-operatives (SACCOs) and micro-finance institutions—are engaged in expanding access to finance for the Nepalese people. Despite these efforts, a significant proportion of the population lacks access to finance. This gap is mainly due to low population density in several regions, challenging terrain and topography and poor infrastructure (roads, connectivity, telecommunication and internet service), all of which make greater access to finance difficult to achieve.In the past, the Government and private sector institutions conducted several studies to assess the need for financial services among low-income households in Nepal. In the wake of these studies, the Government and Nepal Rastra Bank have been proactively focused on paving the way for the financial sector to provide universal access. The potential customers and the financial sector have been at the centre of the focus on financial inclusion, with significant research, discussion and debate on the issues faced by customers. However, due emphasis has not been placed on the agents, who are and would be the most important cogs in the emerging financial services machinery. Currently, the number of agents serving the unbanked population pales in comparison to similar figures in mature mobile money markets such as Kenya or Bangladesh. Until now, there has been no design to agent selection. Rather, it has basically occurred by default, based on an expansion strategy in which anyone interested was selected as an agent. This gap has resulted in a mismatch of agents’ expectations and the value propositions offered by banks, which could lead to the dissatisfaction of agents in the medium and long term. In the interests of branchless-banking stakeholders, UNCDF through its MM4P programme commissioned this research to identify potential agents, the segments in which they operate and their motivations to become mobile banking agents. The research was undertaken with two key objectives:(1)to identify which businesses are suitable to be branchless banking agencies (2)to suggest an appropriate value proposition for each suitable business identified.
MM4P/UNCDF ,   (2014 )
Type / Script:
Progress Report in English
Thematic Group:
 UNCDF : Capital Development
02.11.00  -  Banking And Investment
Reference Link:
** This document has been:
740  times viewed
16  times downloaded.
Feeder: DEEPIKA DHAKAL , Editor: BIMBIKA THAPA , Auditor:

View Document History
Related Topics
Access To Finance (A2F) officially starting in Nepal
IFAD Signs US$ 7.6 Million Loan And US$ 7.6 Million Grant For High - Value Agriculture Project In Nepal
A Customer’s Journey Towards Using Financial Services in Nepal
Strengthening of Community Seed Production Groups (CSPG) in Nepal
Digital Financial Services in Nepal - Briefing Note 3: Selecting Agents For Financial Services In Nepal
Digital Financial Services in Nepal - Briefing Note 1: Developing a Digital Financial Services Strategy in Nepal (February 2015)
Understanding the Demand for Financial Services in Nepal
Project Overview 2010 and 2011 - Nepal Rastra Bank Enhancing Access to Financial Services (EAFS) Project
Impact brief: High-Value Agriculture Project in Hill and Mountain Areas
Assessment of Agent Networks in Nepal
UNCDF Programme Framework for Financial Inclusion
Strengthening of the Coordination of Humanitarian and Disaster Relief Assistance of the United Nations, including Special Economic Assistance: Strengthening of the Coordination of Emergency Humanitarian Assistance of the United Nations
Nepal Rastra Bank Enhancing Access To Financial Services (EAFS) Project
Country Strategic Opportunities Programme (COSOP) - IFAD Nepal 2013-2018
High Value Agriculture Project in Hill and Mountain Areas (HVAP)
Value Chain Designing of Orchids of Panchase Protected Forest Area
Digital Financial Services in Nepal - Understanding the Hurdles to Scale Agent Banking in Nepal
High Value Agriculture Project in Hill and Mountain Areas (HVAP) IFAD
The Use Of Remittances And Financial Inclusion
Mobile Money for the Poor
Pro-poor Policy Approaches to Address Risk and Vulnerability at the Country Level
A Common Framework for Gender Equality & Social Inclusion
Evaluation of the Nepal Emergency Cash Transfer Programme through Social Assistance
Digital Finance Product Concepts For Central and Eastern Nepal
Digital Financial Services In Zambia 2014- Briefing Note 1
Digital Financial Services In Uganda 2014- Briefing Note 1
UNNATI : Access To Finance ( A2F ) Project
Digital Financial Services in Nepal- Selecting Agents for Financial Services in Nepal
Digital Finance Product Concepts for Western Nepal
Seminar and workshop report on micro-insurance - Nepal, 20-22 June 2000
Digital Financial Services in Nepal - Briefing Note 4 : Understanding the Hurdles to Scale Agent Banking in Nepal ( June 2015 )
Social Inclusion And Volunteerism: Considerations for post-2015 development agenda
The Future for Climate Finance in Nepal
LDF Programme Operation Guidelines
THE FUTURE FOR CLIMATE FINANCE IN NEPAL Government of Nepal National Planning Commission United Nations Development Programme United Nations Environment Programme Capacity Development for Development Effectiveness Facility for Asia Pacific
Nepal Rastra Bank Enhancing Access to Financial Services (EAFS) Project
Advocacy for Rights and Good Corporate Governance(UNNATI-Inclusive Growth Programme in Nepal)
Nepal Improved Seeds For Farmers Programme - Supervision Report
Development Finance Assessment For Nepal Final Report
BRICS aid to education from the recipient's point of view: the case of Nepal
Value Chain Based Approach to Micro-Enterprise Development: Value Chain Analysis-Allo
A Case Study on the Joint Relief Scheme, a Life Micro-Insurance Scheme Promoted by the Madhyamanchal Grameen Bikas Bank in Nepal
National Trade Unions join Hands With Maoist Union For Peace And Development
Decentralized Financing and Development Programme NEP/99/C01
Decentralized Financing and Development, Revision to the Programme Document
BRICS Aid to Education from the Recipient's Point of View the Case of Nepal
Climate change risk and vulnerability assessment of ago ecological zones in Nepal
Local Development Fund Project Design Document
Factors Influencing Entrepreneurship Ability: A Case Study of Parbat District
Nepal Peace Trust Fund: Registered IDP by District of Origin (as of June 2008)
Tool for Assessment of Cooperatives for Wholesale Lending
Bio Gas Plant with Loan Facility - Nepal Animation : Youtube
Combining Value Chain Development And Local Economic Development- ILO Value Chain Development Briefing Paper
Proposed Loan and Grant to the Government of Nepal for the High-Value Agriculture Project in Hill and Mountain Areas
A Report on Review of Government Rules and Regulations for the Implementation of Micro-infrastructure Projects
Micro-Enterprise Development Programme (MEDEP)
National Education Accounts In Nepal Expenditure for education 2009-2015
Talking points for Richard Bennett Representative of the UN High Commissioner for Human Rights in Nepal Delivered at the Release of OHCHR’s Handbook for Civil Society
GIS Info Sheet: Dolakha District - FSPs, Market Functioning and Road Access
World Bank
A 15-point declaration made by the third labor conference held in Kathmandu from 19-21 July 2012
Nepal: Poverty Alleviation Project in Western Terai
Remittances And Financial Literacy
Mid-Term Evaluation: Enhancing Access to Financial Services (EAFS) – Nepal
Promoting Informed Policy Dialogue on Migration, Remittance and Development In Nepal
Shanghai Poverty Conference – Scaling Up Poverty Reduction
UNICEF Annual Report for Nepal
Local Development Fund Programme
Nepal Peace Trust Fund: Fund Released vs Fund Distributed (as of June 2008)
Fifth Consolidated Annual Progress Report on Activities Implemented under the United Nations Peace Fund for Nepal
Report Of The International Fund For Agricultural Development
South Aisan Project Against Debt Bondage : Findings On Debt Bondage : Baseline Study into Vulnerability To Debt Bondage In Banke District Nepal
IFAD CPE Workshop Remarks delivered by Mr. Madhu Kumar Marasini, JS, IECCD
Economic Security of Women Migrant Workers; A Pilot Reintegration Programme: Making Remittance Work for Women
UNCDF presents the Human Development and Social Protection Pilot at the Open Seminar at Copenhagen School of Global Health
ASHA: Adaptation For Smallholders In Hilly Areas - Final Project Design Report
Muslim Communities in Rautahat and Bara Districts - Issue 31
Human Rights, Diversity and Social Justice - Report of a Conference organised by the Constitution Advisory Support Unit, UNDP 29-30 April 2007, Biratnagar, Nepal
Western Uplands Poverty Alleviation Project Supervision Report
Gender Equality, Human Rights and Social Inclusion: A Common Framework for Action by the UN System in Nepal
Climate Finance:Handbook-For the Federal Parliament, Provincial & Local Assemblies
जलवायु वित्त:हाते पुस्तिका-संघीय संसदका तथा प्रदेशसभा र स्थानीय तहका लागि
Technical Assistance to the Community Livestock Development Project
Social Mobilisation in Nepal -A WAY OUT OF POVERTY
Two New Books on Lumbini to be Launched by UNESCO
Nepal Decentralized and Development Programme Final Evaluation Draft Report
‘Local Capacities For peace’ During May 2012 Issue 55
Nepal Country Programme Evaluation - Alleviating Rural Poverty in a Fragile Environment
Eighth Consolidated Annual Progress Report on Activities Implemented under the United Nations Peace Fund for Nepal
Top-Up for Leasehold Forestry and Livestock Programme (LFLP) - Report and Annexes
35th Anniversary ILO-Nepal Partnership
Promoting Gender Equality in the Humanitarian Response
Solar Home System with Loan Facility - Nepal Animation : Youtube
President's Memorandum: Proposed Supplementary Financing To The Federal Democratic Republic Of Nepal For The Poverty Alleviation Fund Project- Phase II
Eighth Consolidated Annual Progress Report on Activities Implemented under the United Nations Peace Fund for Nepal
Advocacy For Rights And Good Corporate Governance (UNNATI-Inclusive Growth Programme In Nepal)
Access to Financial Services in Nepal
Nepal And Its Relations With The World Bank - A Briefing Note For The New World Bank Country Director For Nepal
Nepal And Its Relations With The World Bank - A Briefing Note For The New World Bank Country Director For Nepal
High Value Agriculture Project in Hill and Mountain Areas- Nepal
100 result(s) found.